Core Programmes proposed to be conducted in the year (2004- 05)
 
  Information Technology
1
 Internet and Web site Designing
Objective

• Learn Internet operations.
• E-mail features and
• Designing a website.

2
 Programme on Management of Computer Systems
Objective
• The precautions to be taken at the time of procurement of HW and SW.
• The system of managing and maintaining the HW and SW and
• The various issues of data security and implementation of computerization.
3
 Programme on IT Strategies for Chairmen of RRBs
Objective:
• Decide the right configuration of technology ( Hardware and software ), best suitable for banks.
• Envisage the obstacles and other issues relating to computerization.
• Take precautions of data security and back up procedures.
• Determine the cost effectiveness of investment towards computerization.
4
 Programme on Basic Computer skills for Officers of RRBs, Cooperative Banks and NGOs
Objective :
• Identify the difference between hardware and software as also between operating systems and application software.
• Use of computers for day-to-day office work.
5
 Development of Prototype Banking Applications using RDBMS
Objective :
• The participants will be able to visualize the concept of database management and MIS by using demo software on MIS and develop small    applications in banking environment on their own.
6
 Excel Applications in Project Appraisal and Investment decisions
Objective :
• The participants will be able to develop computerized Rural Banking applications using MS-Excel and spreadsheets, in their respective    banks.
7
 Programme on Network Management and its Advantages

Objective :

• understand and appreciate the issue relating to network management and its relevance in their respective banks.
• Explore various Hardware / Software solutions available readily in Network environment, suitable to their banks.
• Identify utility of networking and implement it in their banks.
  FINANCE

1

 Non-Performing Assets and Credit Risk Management
Objective :
• Understand the need and impact of NPA management.
• Familiarise with the policy guidelines on prudential norms.
• Acquire knowledge and skills to apply asset classification, income recognition and provisioning norms.
• Familiarise with different management techniques on recovery management so as to contain Non-Performing Assets.
2
 Strengthening of Internal Control Systems
Objective :
• Equip with necessary skills to devise off site surveillance and early warning system.
• Equip with knowledge, skill and attitude required to manage control functions.
• Develop skills for prevention/ detecting frauds.
• Familiarise with the prudential norms and disclosures.
3
 Asset Liability Management
Objective :
• Understand the concepts and dynamics of ALM.
• Familiarise with the tools / techniques in ALM.
4
 Programme on Business Development and Profit Planning Strategies
Objective :
• Appreciate the importance of profitability focus of an organisation in a competitive scenario.
• Identify the determinants of profitability.
• Understand the need for adoption of different strategies for sustainable viability.
• Understand the strategy formulation processes.
• Banking Sector Reforms, DAP and importance of Business Development.
5
 Retail Banking and Customer Relations Management
Objective :

• Appreciate the importance of marketing of bank's financial and non- financial services.
• Appreciate special characteristics of marketing of bank products.
• Identify various components of marketing planning.
• Develop appropriate marketing strategies for the banks products/ services for different segments.
6
 Programme on Fund & Investment Management
Objective:
• To sensitize the senior level officers of banks on the issues relating to Fund and Investment Management.
• To create awareness on the intricacies in Fund and Investment Management.
• To develop the skills for improving the efficiency of Fund and Investment Management function.
  HUMAN RESOURCE DEVELOPMENT

1

 Management Development Programme
Objective:
• Explain the importance of management skills in enhancing the effectiveness of an organisation.
• Demonstrate some important inter personnel skills such as communication, interpersonnel relations, teambuilding etc.
• Develop skills to manage the change in the organisation.
2
 Orientation Programme for Lead District Managers/Lead Bank Officers
Objective :

• Develop professional approach required for credit planning in a district.
• Get sensitized to various issues involved in District Credit Planning.
• Gain familiarity with Service Area Monitoring and Information System (SAMIS) and the use and interpretation of data generated there   from.
• Familiarise themselves with the latest developments and policy changes related to district credit planning and rural credit.
• Appreciate the necessity of co-ordination among banks, government agencies and other related functionaries.
3
 Orientation Programme For RRB Chairman/GMs of RRBs
Objective :
• Appreciate the management of change in their new roles with emphasis on role efficacy and role empowerment.
• Identify major thrust areas in managing the RRBs.
• Familiarise themselves with various operational aspects of RRBs.
4
 Trainers Training Programme on Training Techniques
Objectives :
• Identify the emerging training needs in rural development banking.
• Acquaint themselves with the latest methodology, techniques and practices available for providing effective training.
5
 Programme on Communication Skills
Objectives :
• Appreciate the importance of communication skills for personal, professional & business advantage.
• Identify barriers to communication.
• Analyses their own communication styles i.e. Verbal/non-verbal/ written.
• Develop an important inter-personnel communication skill such as self-positioning, listening presentation, negotiation, and meeting.
6
 Personnel Management and Industrial Relations (PMIR) for RRBs
Objectives :
• The concept of Human Resource Development.
• Inputs on Staff/Service Regulations.
• The knowledge and skills for effective handling of personnel management and industrial relations.
7
 Programme for Developing Internal Facilitators/ Change agents under ODI
Objectives :
• The programme aims at creating a support structure within the organisation for implementing the planned change. The resource in this    regard will be in the form of internal facilitators, who will possess good analytical and people skills.
8
 Orientation Programme for Non Official Directors of RRBs
Objectives :
• Understanding the role of RRBs.
• Understanding the concept of Corporate Governance and its relevance to RRBs.
• Appreciating the role of stake holders in the affairs of RRBs.
• Clarifying the role of Directors on the Board of RRBs.
• Understanding the relevance of various provisions in the RRB Act and other Acts relevant to RRBs.
9
 Orientation Programme for Nominee Directors
Objectives :
• To clarify the role of Nominee Director.
• To develop better understanding of the issues faced by RRBs.
• To improve effectiveness of sponsor bank nominees on the board.
10
 Programme on Conflict Resolution and Team Building
Objectives :
• Know the sources of conflicts arising in personal and professional lives.
• Know the details of various strategies adopted for resolving conflicts.
• Know how to manage stress arising out of such conflicts.
• Know the characteristics of high performance teams.
• Understand qualities of team members necessary for success of team.
  PROJECT
1
 Programme on Hi-Tech Export Oriented Agricultural Projects
Objectives :

• To understand that hi-tech agricultural projects offer excellent potential for diversification and also provide good returns to the bank.
• Appreciate that hi-tech agricultural projects, despite being technology and capital intensive can be appraised with relative ease if proper    methodology is adopted.
• Equip themselves with skills of appraising Hi-Tech Export Oriented Agricultural Projects.
2
 Programme on Basic Project Appraisal Skills
Objectives :
• To develop better understanding of the important aspects of project appraisal.
• To equip themselves with various techniques of project appraisal.
• To familiarise with various aspects of monitoring and supervision during the post - disbursement phase.
3
 Programme on Commercial Dairy and Poultry Projects
Objectives:
• Understand status, potential and extent of diversification in dairy and poultry sector.
• Understand the importance and relevance of Commercial and innovative dairy and poultry projects involving processing of poultry/dairy products.
• Equip themselves with tools and techniques needed in formulation, appraisal and monitoring of poultry and dairy projects.
• Understand crucial factors for success of dairy and poultry projects.
4
 Workshop on Kisan Credit Card Scheme
Objectives :

• Understand the concept of KCC, its objectives, importance, policy guidelines, expectations of GOI, present scenario of KCC implementation   and future scope.
• Understand practical aspects of KCC scheme such as appraisal and sanction of loan limits, procedures, documentation, operation and   monitoring of limits.
• To know the observations of studies conducted on implementation of KCC.
• Know views/ experiences, innovations and best strategies / practices adopted by other banks as also solutions for operational problems   being faced by them.
• Working out strategy/ action plan for widening and deepening the outreach of KCC.
5
 Programme on Agri - Export Zones
Objectives :

• Understand the scheme, objective, rationale, importance of AEZs, Agri exports.
• Assess the need for financing export oriented agricultural and agro processing projects.
• Appraise for financing of export oriented projects.
• Understand the modalities of contract farming, processing with bi-/tri- partite agreements and identify potential for its financing.
• Draw a plan for imparting the training programmes for dealing officers / Branch Managers (in case of TTP).
6
 Sensitisation Programme on RIDF for Officers of Departments of State Governments
Objective :

• Explain the importance of financing of projects under RIDF
• Appreciate the difference between normal govt. programmes and projects financed under RIDF
• Critically appraise the projects implemented under RIDF with special reference to economic appraisal
• Analyse the CPM and PERT chart
• Monitor the implementation aspects of RIDF projects
• Know about participatory approaches in managing RIDF projects
  MICROFINANCE & GENDER DEVLOPEMENT

1

 Programme on Formation and Financing Self Help Groups (SHGs)
Objectives :
• Appreciate the concept of SHG as supplementary credit delivery system.
• Understand the process of formation and financing of SHGs
• Appreciate financing of SHGs as business potential
2
 Micro Finance - New Vision and Practices

Objectives :
• Develop an understanding of methodologies and practices of successful national and international institutional arrangements in delivering   micro finance services.
• Design effective strategies for delivering micro finance.
• Appreciate microfinance as business proposition for banks.
3
 Programme on Financial Management of NGOs / MFIs
Objectives :

• Clearly understand the concepts of financial accounting in MFIs.
• Appreciate various financial ratios in MFIs.
• Understand the issues involved in pricing of microfinance services.
• Formulate business development strategies for sustainability.
4
 Programme on SHG Clusters and networking for NGOs
Objectives :
• Understand different practices adopted in cluster formation and issues relating to networking.
• Design strategies in formation of clusters.
• Appreciate the role of clusters in non-financial and financial support to SHGs.
5
 Trainers Training Programme on Gender and credit
Objectives :
• Identify the gender specific issues in credit delivery.
• Design and conduct a suitable programme for bankers with a view to facilitate better outreach to women.
6
 Training Programme on appraisal of MFIs
Objectives :
• Understand MFIs as intermediary financial Institutions.
• Appreciate the functioning and financing models of MFIs / NGOs.
• Understand financial and non-financial aspects in appraisal of MFIs / NGOs.
• Appreciate the issues involved in financing to MFIs.
7
 Training cum exposure visit to Manila on Microfinance
Objectives :
• Understand the intricacies of microfinance sector.
• Know the functioning of various microfinance institutions in Philippines & India.
• Learn the systems / techniques of appraisal and monitoring of microfinance programmes.
8
 Training cum exposure visit to Bangladesh on Microfinance
Objectives :
• Understand the intricacies of microfinance sector.
• Know the functioning of various microfinance institutions in India and Bangladesh.
• Learn the systems / techniques of appraisal and monitoring of microfinance programmes.
9
 Trainers Training Programme on Financing SHGs
Objectives :
• Appreciate financing of SHGs as business potential.
• Identify, assess and promote credit link through SHGs.
• Design and conduct training modules on financing SHGs.
  NON FARM SECTOR

1

 Programme on Financing of Working Capital
Objectives:
• Assess the potential available for working capital financing in small and rural industries sector and also in the services /business sector.
• Appreciate that financing working capital is a profitable business opportunity.
• Effectively appraise proposals for working capital financing for small and micro enterprises.
• Learn the documentation aspects for financing working capital limits.
• Learn the monitoring mechanisms for such loans.
2
 Programme on Financing of Small and Micro Enterprises under Rural Non-farm Sector
Objectives:
• Appreciate the importance of financing rural non-farm sector activities.
• Assess the potentials for non-farm sector activities and identify the same.
• Assess the level of skill, technology, and entrepreneurship as well as needs of prospective entrepreneurs.
• Evaluate the entrepreneurs.
• Learn different appraisal techniques for assessment of Block capital and working capital.
• Develop skills for documentation and monitoring of such advances.
• Learn strategies for recovery management in these loans.
• Appreciate various coordination aspects with related agencies for promotion of this sector.
3
 Programme on Financing Rural Housing
Objectives:

• Appreciate the importance of financing Rural Housing.
• Assess the potentials in channelisation of credit to Rural Housing sector.
• Evaluate the prospective borrower.
• Learn various aspects of appraisal of individual rural housing schemes ( Physical appraisal, Technical appraisal, Financial appraisal, Legal   appraisal ).
• Appreciate the documentation and securitisation aspects of housing financing.
4
 Orientation Programme for CEOs / Senior Officers of Banks with Women Development Cells
Objectives:
• Identify and conceptualize their role in women development.
• Appreciate the role of officers posted in WDCs.
5
 Programme on Planning, Managing and Guiding Small and Micro-enterprises
Objectives:

• Understand the various Govt/ NGO approaches for income and employment generation.
• Appreciate the skills to help SHGs identify and develop sustainable SMEs in Rural areas.
• Appreciate various gender issues involved in planning, managing and guiding SMEs run by women.
• Get equipped with various promotional schemes of NABARD.