This is the core project management course offered by BIRD to middle and senior level officials of RRBs, cooperative banks and commercial banks. The one week programme covers aspect like concept of project, project cycle, aspect of appraisal with particular reference to financial appraisal, assessment of Working Capital etc. Appraisal of farm sector projects is taken-up through a few case studies. Aspects like monitoring, follow-up documentation, NPA Management, etc

Considering the importance of Hi-Tech agriculture in the context of WTO Agreement, BIRD has designed this programme for the middle and senior level officials of commercial banks, RRBs and cooperative banks. The programme covers aspects like concept of project, types of appraisal, special points to be looked into while appraising high value agricultural projects, working capital management etc. With the help of a few case studies, practical aspects of appraisal of hi tech agriculture projects are brought out.

In the context of importance attached to implementation of Agri Export Zones (AEZs) by Government of India, RBI, NABARD etc. a three-day sensitization programme is designed. The senior level officials of all rural financial institution (RFIs) who are looking after implementation of AEZs may take the advantage of this programme. The contents covered are importance of Agri - Export Zones in the context of National Agriculture Policy and EXIM policy, concept of AEZs, Role of various project partners in implementation of AEZs, Export Credit, etc. A few successful examples of agri - export are also shared.

This programme is meant for the senior level officers of banks including GMs and CEOs. At the end of the programme the participants will be able to understand the issues relating to Fund and Investment Management, to create awareness on the intricacies in Fund & Investment Management and to develop the skills for improving the efficiency of Fund & Investment Management function. The course content will cover scanning and understanding of financial environment, understanding the nature and characteristics of fund flows, microscopic view of investment market- instruments and players, measuring and managing risks and returns in investments, use of tools and techniques for fund management, review of fund management situation in banks, portfolio analysis of funds for different purposes and Introduction to the concept of "Asset Liability Management".

This programme is meant for middle and senior level officers of the banks. At the end of the programme, the participants will be able to understand the concepts and dynamics of ALM and familiarize with the tools / techniques in ALM. The contents of the programme will cover banking sector reforms and the policy measures, money market, capital market and credit market, Risk Management- Liquidity risk, interest rate risk etc. External data gathering and Internal date gathering - analysis, measurement, analysis and management of liquidity risk and interest rate risk - gap, Duration & VAR, Pricing strategy and execution of the policy, asset liability management committee (ALCO) etc.

This programme is meant for officials at branch level as well as middle management cadre. The programme will enable the participants to understand the need and impact of NPA management, familiarization with the policy guidelines on prudential norms, acquire knowledge and skills to apply asset classification, income recognition and provisioning norms, familiarization with different management techniques on recovery management so as to contain non-performing assets. The contents will cover broadly prudential norms- concept, introduction of prudential norms to Indian banking system, policy guidelines on prudential norms, case exercises on asset classification, income recognition and provisioning requirements, assessment of impact of prudential norms on operating result of banks, credit risk and techniques to credit risk management, good appraisal techniques. Techniques of management of Non-performing assets, DRT/ Securitisation Act will be solicited and Case studies on recovery management.

The programme will enable the participants to equip with necessary skills to devise off site surveillance and early warning system, equip with knowledge, skill and attitude required to manage control functions, develop skills for prevention/ detecting frauds and familiarize with the prudential norms and disclosures. The contents will broadly cover concept of risk management in banks, internal control system devices, objectives and features, implementation of prudential norms, income recognition, asset classification and provisioning requirements, analysis of financial statements- important ratios, revenue audit and income leakage - conduct and management , causes and preventive measures-frauds, robberies and embezzlement, CAMELS rating systems and their relevance, designing internal control systems for risk management, control system for investment operations, precautionary measures on computer disaster management, branch control-needs, methods, performance appraisal etc. , inspection in computerized environment-precautions, case studies from RRBs and co-operatives on asset classification/compliance and actual reports. The programme is meant for senior Managers and Audit Officers of RRBs.